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Flexible Personal Loans in Perth — Made for Real Life

Whether it’s for a renovation, unexpected bill or something you’ve been planning for years,

Your Future Set helps you find the right personal loan — fast, simple and tailored for you.

Commercial business loans in Perth

Make Life Happen with the Right Loan Behind You

Life happens. Whether it’s an unexpected cost or something exciting on the horizon, a personal loan can help you take action without draining your savings.

At Your Future Set, we help you use personal finance as a smart tool, not a last resort. When managed well, a personal loan can simplify your finances, reduce stress, and give you more control.

Popular reasons to take out a personal loan:

  • Combine debts into one easier repayment

  • Pay for a holiday, wedding or big life event

  • Cover medical or dental expenses

  • Upgrade your home without refinancing

  • Deal with an emergency expense

  • Replace a car, appliance or computer

inflation with another rate hike

What Happens Next

Getting a car loan doesn’t have to be complicated. At Your Future Set, we keep things simple and transparent — so you know exactly what to expect at every step.

1. Lets Talk

Fill out a quick form or book a 15-minute chat. Let us know how much you’re looking to borrow, and what it’s for. No pressure, no judgment.

2. We'll Find the Right Loan for You

We compare options from over 40+ banks and lenders to find the loan that suits your budget and goals — then explain everything clearly, with no jargon.

3. Get approved & Access Funds

Once you’ve picked your loan, we help with the paperwork and guide you through the approval. Some loans fund in as little as 1–2 business days.

Let’s Find Your Personal Loan Now
Your Future Set

Crafting Your Financial Strategy:
Clear, Comfortable, and Customised.

Perth Mortgage broker

Personal Loans That Actually Feel Personal

Not every loan is the same — and not every borrower should settle for a one-size-fits-all solution. Whether it’s something urgent, something exciting, or simply a smarter way to manage your money, we help you find a personal loan that works for you.

Unsecured Personal Loans

Need funds without putting up any assets? An unsecured personal loan is ideal for everyday needs, from holidays and weddings to home improvements or unexpected bills.

Secured Personal Loans

If you’re happy to use your car or another asset as security, you could unlock lower interest rates or access a higher loan amount — perfect for big-ticket goals.

Fixed Rate Loans

Prefer certainty? A fixed rate loan means your repayments stay the same each month, making it easier to budget and plan ahead.

Variable Rate Loans

Looking for more flexibility? Variable rate loans allow you to make extra repayments or redraw funds — giving you greater control if your circumstances change.

Debt Consolidation Loans

Too many debts draining your wallet? Roll them into one simple monthly payment with a lower rate. It’s a smart way to reduce stress and take back control.

Short-Term Loans

Need quick access to cash for a short-term need? We can help you explore low-risk options that get you funded fast — without locking you into something long-term.

Find out how much you can save with a local Perth Mortgage broker.. instantly

What our Customers have to say

5/5
We were looking to buy our first home. Mike explained the whole process to us and guided us every step of the way. We ended up getting a guarantor loan that saved us thousands in Lenders mortgage insurance as well as getting a much lower interest rate. We didn't know this was an option when we started. Thank you Mike and highly recommend you to any other first home buyers.
Jayden Griffiths
5/5
I got my first home sorted with Mike, because it was a modular home no one really wanted to touch it, however Mike made it happen. Now I needed some equipment finance and he was able to get it sorted for me in under 3 days. Thanks Mike
Murray Morehouse
5/5
I bought my first home with Mike. I didn't even know about the Scheme the federal government had for first home buyers until I talked to Mike. This accelerated my home buying dream because I didn't have to save as much deposit and I ended up saving over 11k in lenders mortgage insurance. Now I can use that extra money to renovate my new house. "bamboo fencing abound the pool" Thanks Mike your the G.O.A.T. of finance
Richard Pillow

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Partner with the preferred personal finance brokerage in Perth