Flexible Personal Loans in Perth — Made for Real Life
Whether it’s for a renovation, unexpected bill or something you’ve been planning for years,
Your Future Set helps you find the right personal loan — fast, simple and tailored for you.
Make Life Happen with the Right Loan Behind You
Life happens. Whether it’s an unexpected cost or something exciting on the horizon, a personal loan can help you take action without draining your savings.
At Your Future Set, we help you use personal finance as a smart tool, not a last resort. When managed well, a personal loan can simplify your finances, reduce stress, and give you more control.
Popular reasons to take out a personal loan:
Combine debts into one easier repayment
Pay for a holiday, wedding or big life event
Cover medical or dental expenses
Upgrade your home without refinancing
Deal with an emergency expense
Replace a car, appliance or computer
What Happens Next
Getting a car loan doesn’t have to be complicated. At Your Future Set, we keep things simple and transparent — so you know exactly what to expect at every step.
1. Lets Talk
Fill out a quick form or book a 15-minute chat. Let us know how much you’re looking to borrow, and what it’s for. No pressure, no judgment.
2. We'll Find the Right Loan for You
We compare options from over 40+ banks and lenders to find the loan that suits your budget and goals — then explain everything clearly, with no jargon.
3. Get approved & Access Funds
Once you’ve picked your loan, we help with the paperwork and guide you through the approval. Some loans fund in as little as 1–2 business days.
Let’s Find Your Personal Loan Now
Your Future Set
Crafting Your Financial Strategy:
Clear, Comfortable, and Customised.
Personal Loans That Actually Feel Personal
Not every loan is the same — and not every borrower should settle for a one-size-fits-all solution. Whether it’s something urgent, something exciting, or simply a smarter way to manage your money, we help you find a personal loan that works for you.
Unsecured Personal Loans
Need funds without putting up any assets? An unsecured personal loan is ideal for everyday needs, from holidays and weddings to home improvements or unexpected bills.
Secured Personal Loans
If you’re happy to use your car or another asset as security, you could unlock lower interest rates or access a higher loan amount — perfect for big-ticket goals.
Fixed Rate Loans
Prefer certainty? A fixed rate loan means your repayments stay the same each month, making it easier to budget and plan ahead.
Variable Rate Loans
Looking for more flexibility? Variable rate loans allow you to make extra repayments or redraw funds — giving you greater control if your circumstances change.
Debt Consolidation Loans
Too many debts draining your wallet? Roll them into one simple monthly payment with a lower rate. It’s a smart way to reduce stress and take back control.
Short-Term Loans
Need quick access to cash for a short-term need? We can help you explore low-risk options that get you funded fast — without locking you into something long-term.
Find out how much you can save with a local Perth Mortgage broker.. instantly
What our Customers have to say
Over
65
Positive Facebook reviews
Over
57
5 Star Google reviews
Partner with the preferred personal finance brokerage in Perth
EXCELLENT Based on 73 reviews T Hanlon20 November 2024Trustindex verifies that the original source of the review is Google. Best in the business!! Mike is great and made everything a breeze. Would highly recommend T Marzoli15 November 2024Trustindex verifies that the original source of the review is Google. Mike and his team are amazing!! Helpful from start to finish. No question left unanswered. Helpful advise all along the way and excellent service provided. Even when things did not go our way the first time Mike remained calm and made it happen. Highly recommend!! M Scerri16 October 2024Trustindex verifies that the original source of the review is Google. Fast and effective in getting us a great deal. Have been with Mike for years and recommend highly M De14 October 2024Trustindex verifies that the original source of the review is Google. Mike made the whole process of refinancing super easy - thanks so much! P Gianoncelli19 August 2024Trustindex verifies that the original source of the review is Google. Absolute pleasure to work with an amazing professional business. I needed finance fast and Your Future Set delivered!!! The realestate market is challenging atm and Michael makes it possible to realise “The Dream” can’t thank him and the Team enough. J Blazic21 June 2024Trustindex verifies that the original source of the review is Google. Mike is the best broker in Australia, hands down - I’d like to thank you & the team again for refinancing our mortgage it is greatly appreciated & thank you for your hard work , dedication, professionalism, passion and pride towards us as clients and also to your business. Always keeping us in the loop and very quick with everything and well explained as always. Thanks again Abby & I appreciate all your hard work as always. 5 Stars again!!! K David21 June 2024Trustindex verifies that the original source of the review is Google. Highly recommend Mike! We were a hard case and if it wasn't for Mike we wouldn't have been able to build our first home. He will go above and beyond to help you! S Kattowitz19 June 2024Trustindex verifies that the original source of the review is Google. Spectacular service from Mike. Professional. Knowledgeable. He got us a great deal and worked wonders. Chris7 June 2024Trustindex verifies that the original source of the review is Google. I bought a house and land package and Mike worked with me to make sure I got my Australian citizenship before going unconditional on the finance. This meant we got a lower interest rate and didn’t have to pay LMI which was a massive bonus in turning my dream into a reality. Thanks Mike M White6 June 2024Trustindex verifies that the original source of the review is Google. Mike was efficient, always prompt with his responses and made the home refinancing process so much easier than our previous bank dealings. Happy to work with him again.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more