Finance Your Dream Build -
Construction Loans Made Simple
Whether you’re starting from scratch or knocking down and rebuilding, Your Future Set can help you secure the right construction loan.
With tailored support, local insight, and expert guidance at every stage, we’ll help bring your plans to life — on time and on budget.
Why Choose Us for Construction Lending?
Construction loans aren’t like regular home loans — and not every broker understands the difference. At Your Future Set, we know how to navigate the unique steps, from progress payments to land settlements and final valuations.
Here’s how we help:
Clear, step-by-step guidance so you know exactly what to expect throughout the build.
Flexible loan options tailored to your timeline and budget — not just what the banks offer.
Help with paperwork — including valuations, contracts, and progress drawdowns.
Support for builders, owner-builders, and developers, no matter the size of your project.
Access to exclusive insights that can help you avoid delays and costly surprises.
We’re not just here to get you a loan — we’re here to help you build with confidence
What Happens Next
Getting a construction loan doesn’t have to be hard. We keep the process simple and focused on what matters — getting your build underway with the right finance in place.
Today: Let’s Talk About Your Plans
We start with a quick call to learn about your project — whether you’re buying land, building from scratch, or doing a knockdown-rebuild. We’ll explain your options and check your eligibility.
2: Compare Loans & Get Approved
We compare lenders to find the most suitable construction loan based on your budget, timeline, and builder’s requirements.
Once you’ve chosen the right option, we’ll help get everything approved..
3: Build with Confidence
As your project takes shape, we’ll manage progress payments and keep things running smoothly with the bank. You focus on building — we’ll handle the finance.
Let’s Find Your Construction Loan Now
Your Future Set
Crafting Your Financial Strategy:
Clear, Comfortable, and Customised.
From Owner-Builders to Developers
We’ve Got You Covered
Not all construction projects are the same — and neither are the loans. At Your Future Set, we match you with the right lending structure for your specific build.
Owner-Builder Loans
Taking control of your build? We can help you secure finance that works around your schedule and budget, even if you’re managing the project yourself.
House and Land Packages
From land purchase through to completed build, we can arrange loans that roll both into one streamlined process with stage payments along the way.
Progress Payment Loans
Perfect for working with a builder. These loans release funds in stages, so you only pay interest on what’s drawn, easing pressure on your cash flow.
Construction-to-Permanent Loans
Start with a construction loan and switch seamlessly to a standard home loan once the build is complete — all in one simple process.
Development Finance
For investors or developers building duplexes, townhouses, or larger-scale residential projects — with funding tailored to your scope and timeline.
Find out how much you can save with a local Perth Mortgage broker.. instantly
What our Customers have to say
Over
65
Positive Facebook reviews
Over
57
5 Star Google reviews
Partner with the preferred construction finance brokerage in Perth
EXCELLENT Based on 73 reviews Posted on T Hanlon20 November 2024Trustindex verifies that the original source of the review is Google. Best in the business!! Mike is great and made everything a breeze. Would highly recommendPosted on T Marzoli15 November 2024Trustindex verifies that the original source of the review is Google. Mike and his team are amazing!! Helpful from start to finish. No question left unanswered. Helpful advise all along the way and excellent service provided. Even when things did not go our way the first time Mike remained calm and made it happen. Highly recommend!!Posted on M Scerri16 October 2024Trustindex verifies that the original source of the review is Google. Fast and effective in getting us a great deal. Have been with Mike for years and recommend highlyPosted on M De14 October 2024Trustindex verifies that the original source of the review is Google. Mike made the whole process of refinancing super easy - thanks so much!Posted on P Gianoncelli19 August 2024Trustindex verifies that the original source of the review is Google. Absolute pleasure to work with an amazing professional business. I needed finance fast and Your Future Set delivered!!! The realestate market is challenging atm and Michael makes it possible to realise “The Dream” can’t thank him and the Team enough.Posted on J Blazic21 June 2024Trustindex verifies that the original source of the review is Google. Mike is the best broker in Australia, hands down - I’d like to thank you & the team again for refinancing our mortgage it is greatly appreciated & thank you for your hard work , dedication, professionalism, passion and pride towards us as clients and also to your business. Always keeping us in the loop and very quick with everything and well explained as always. Thanks again Abby & I appreciate all your hard work as always. 5 Stars again!!!Posted on K David21 June 2024Trustindex verifies that the original source of the review is Google. Highly recommend Mike! We were a hard case and if it wasn't for Mike we wouldn't have been able to build our first home. He will go above and beyond to help you!Posted on S Kattowitz19 June 2024Trustindex verifies that the original source of the review is Google. Spectacular service from Mike. Professional. Knowledgeable. He got us a great deal and worked wonders.Posted on Chris7 June 2024Trustindex verifies that the original source of the review is Google. I bought a house and land package and Mike worked with me to make sure I got my Australian citizenship before going unconditional on the finance. This meant we got a lower interest rate and didn’t have to pay LMI which was a massive bonus in turning my dream into a reality. Thanks MikePosted on M White6 June 2024Trustindex verifies that the original source of the review is Google. Mike was efficient, always prompt with his responses and made the home refinancing process so much easier than our previous bank dealings. Happy to work with him again.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more