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Book a call:
Select a convenient time using our online calendar to schedule a 15-minute chat with one of our expert brokers. This initial conversation will help us understand your needs and how we can help you secure the best home loan.
Complete a Quick Survey (Optional)
To save time during the call, you can fill out a short survey beforehand. This allows your broker to jump straight into finding solutions that fit your goals.
Have a solutions-focused appointment:
After the initial chat, we’ll set up a second, more in-depth appointment to explore mortgage options tailored specifically to your needs. We’ll present solutions that match your financial goals, putting you on the path to homeownership.
Submit Your Paper Work:
Once you’re happy with the plan, we’ll request a few key documents. Your broker will take it from there, submitting everything to the banks and ensuring the loan process moves forward smoothly.
The loan application process typically takes anywhere from a few days to a few weeks, depending on the complexity of your financial situation and the type of loan.
A loan is likely to be approved if you meet the lender's requirements for credit score, income stability, debt-to-income ratio, and provide all necessary documentation.
To make the most of our first meeting, come prepared with a clear understanding of your financial goals, any relevant financial documents, and questions you might have about the mortgage process.
Later, we may need additional documentation such as proof of income, tax returns, employment verification, and information on current debts and assets to complete your loan application.
Your information is kept safe through strict compliance with privacy laws and secure data handling practices,
ensuring confidentiality and protection against unauthorized access.
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