Finance Your Dream Build -
Construction Loans Made Simple

Whether you’re starting from scratch or knocking down and rebuilding, Your Future Set can help you secure the right construction loan. 

With tailored support, local insight, and expert guidance at every stage, we’ll help bring your plans to life — on time and on budget.

Commercial business loans in Perth

Why Choose Us for Construction Lending?

Construction loans aren’t like regular home loans — and not every broker understands the difference. At Your Future Set, we know how to navigate the unique steps, from progress payments to land settlements and final valuations.

Here’s how we help:

  • Clear, step-by-step guidance so you know exactly what to expect throughout the build.

  • Flexible loan options tailored to your timeline and budget — not just what the banks offer.

  • Help with paperwork — including valuations, contracts, and progress drawdowns.

  • Support for builders, owner-builders, and developers, no matter the size of your project.

  • Access to exclusive insights that can help you avoid delays and costly surprises.

 

We’re not just here to get you a loan — we’re here to help you build with confidence

A black BMW Car loans in Perth

What Happens Next

Getting a construction loan doesn’t have to be hard. We keep the process simple and focused on what matters — getting your build underway with the right finance in place.

Today: Let’s Talk About Your Plans

We start with a quick call to learn about your project — whether you’re buying land, building from scratch, or doing a knockdown-rebuild. We’ll explain your options and check your eligibility.

2: Compare Loans & Get Approved

We compare lenders to find the most suitable construction loan based on your budget, timeline, and builder’s requirements.

Once you’ve chosen the right option, we’ll help get everything approved..

3: Build with Confidence

As your project takes shape, we’ll manage progress payments and keep things running smoothly with the bank. You focus on building — we’ll handle the finance.

Let’s Find Your Construction Loan Now
Your Future Set

Crafting Your Financial Strategy:
Clear, Comfortable, and Customised.

Best Perth Mortgage broker North of the river

From Owner-Builders to Developers
We’ve Got You Covered

Not all construction projects are the same — and neither are the loans. At Your Future Set, we match you with the right lending structure for your specific build.

Owner-Builder Loans

Taking control of your build? We can help you secure finance that works around your schedule and budget, even if you’re managing the project yourself.

House and Land Packages

From land purchase through to completed build, we can arrange loans that roll both into one streamlined process with stage payments along the way.

Progress Payment Loans

Perfect for working with a builder. These loans release funds in stages, so you only pay interest on what’s drawn, easing pressure on your cash flow.

Construction-to-Permanent Loans

Start with a construction loan and switch seamlessly to a standard home loan once the build is complete — all in one simple process.

 

Development Finance

For investors or developers building duplexes, townhouses, or larger-scale residential projects — with funding tailored to your scope and timeline.

Find out how much you can save with a local Perth Mortgage broker.. instantly

What our Customers have to say

Rated 5 out of 5
We were looking to buy our first home. Mike explained the whole process to us and guided us every step of the way. We ended up getting a guarantor loan that saved us thousands in Lenders mortgage insurance as well as getting a much lower interest rate. We didn't know this was an option when we started. Thank you Mike and highly recommend you to any other first home buyers.
Jayden Griffiths
Rated 5 out of 5
I got my first home sorted with Mike, because it was a modular home no one really wanted to touch it, however Mike made it happen. Now I needed some equipment finance and he was able to get it sorted for me in under 3 days. Thanks Mike
Murray Morehouse
Rated 5 out of 5
I bought my first home with Mike. I didn't even know about the Scheme the federal government had for first home buyers until I talked to Mike. This accelerated my home buying dream because I didn't have to save as much deposit and I ended up saving over 11k in lenders mortgage insurance. Now I can use that extra money to renovate my new house. "bamboo fencing abound the pool" Thanks Mike your the G.O.A.T. of finance
Richard Pillow

Over

65

Positive Facebook reviews

Over

57

5 Star Google reviews

Partner with the preferred construction finance brokerage in Perth

Posted on Google Google
T Hanlon profile picture
T Hanlon
20 November 2024
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Best in the business!! Mike is great and made everything a breeze. Would highly recommend
Posted on Google Google
T Marzoli profile picture
T Marzoli
15 November 2024
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Mike and his team are amazing!! Helpful from start to finish. No question left unanswered. Helpful advise all along the way and excellent service provided. Even when things did not go our way the first time Mike remained calm and made it happen. Highly recommend!!
Posted on Google Google
M Scerri profile picture
M Scerri
16 October 2024
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fast and effective in getting us a great deal. Have been with Mike for years and recommend highly
Posted on Google Google
M De profile picture
M De
14 October 2024
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Mike made the whole process of refinancing super easy - thanks so much!
Posted on Google Google
P Gianoncelli profile picture
P Gianoncelli
19 August 2024
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Absolute pleasure to work with an amazing professional business. I needed finance fast and Your Future Set delivered!!! The realestate market is challenging atm and Michael makes it possible to realise “The Dream” can’t thank him and the Team enough.
Posted on Google Google
J Blazic profile picture
J Blazic
21 June 2024
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Mike is the best broker in Australia, hands down - I’d like to thank you & the team again for refinancing our mortgage it is greatly appreciated & thank you for your hard work , dedication, professionalism, passion and pride towards us as clients and also to your business. Always keeping us in the loop and very quick with everything and well explained as always. Thanks again Abby & I appreciate all your hard work as always. 5 Stars again!!!
Posted on Google Google
K David profile picture
K David
21 June 2024
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Highly recommend Mike! We were a hard case and if it wasn't for Mike we wouldn't have been able to build our first home. He will go above and beyond to help you!
Posted on Google Google
S Kattowitz profile picture
S Kattowitz
19 June 2024
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Spectacular service from Mike. Professional. Knowledgeable. He got us a great deal and worked wonders.
Posted on Google Google
Chris profile picture
Chris
7 June 2024
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I bought a house and land package and Mike worked with me to make sure I got my Australian citizenship before going unconditional on the finance. This meant we got a lower interest rate and didn’t have to pay LMI which was a massive bonus in turning my dream into a reality. Thanks Mike
Posted on Google Google
M White profile picture
M White
6 June 2024
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Mike was efficient, always prompt with his responses and made the home refinancing process so much easier than our previous bank dealings. Happy to work with him again.
Verified by Trustindex
Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more